COBRA Health Insurance - low-cost alternatives: Aetna, BCBS…

Anthem Blue Cross Blue Shield Logo. Offers optional maternity insurance.  An excellent high quality company with providers in all 50 states.

Rates & information for health, dental, auto, home, etc. Get instant quotes online in many areas.

US US Flag.  We offer health, auto, homeowners life and travel insurance in the US. UK UK flag.  We offer auto and homeowners quotes in the UK. Canada Canadian flag.  We offer auto and homeowners insurance in Canada.

“I thought the COBRA health insurance plan I had through Blue Cross was too expensive... Now I have a non-COBRA plan through Blue Cross, I pay less, but can go to the same doctors... Thanks for all your help!”
Q.L. Hartford, CT

Get Instant Health Insurance Quotes  Apply Online  View Providers  

Better Businsess Bureau Logo. Anthem Blue Cross Blue Shield Logo. Offers optional maternity insurance.  An excellent high quality company with providers in all 50 states. Aetna Logo. Great for moderate deductible health insurance plans with low co-pays Connecticare Logo. Offers optional maternity insurance.  A high quality company. Golden Rule UHC Logo.

COBRA Health Insurance Alternatives

COBRA forces most companies with 20 or more employees make COBRA coverage available to former employees. This option allows these former employees to continue their group medical insurance on a temporary basis.

As a general rule you can keep your COBRA health insurance plan for up to 18 months. The good news about COBRA health coverage is that when offered you can at least temporarily continue your health insurance through COBRA. Eligibility for insurance lasts for (usually) an 18 month period even if you have preexisting conditions, the bad news is that C.O.B.R.A. is expensive and for most people will end in a year and a half. So even though you may be eligible for cobra, it may not be the best option for you.

Since most pre-existing conditions get worse, it's safer to apply for a long term Connecticut health insurance plan as early as possible because you can keep a a permanent private health insurance policy until you become eligible for Medicare. Some plans can be coupled with tax deductible a Health Savings Accounts or HSA that can lower your taxes.

A Long-Term Medical Insurance Plan is usually the best option

Instant health insurance quotes are available on our site. You can see whether your COBRA is more or less affordable than one of the individual health plans offered by BCBS, Connecticare Solo or one of the other quality companies.

Short-Term Health Insurance is another option

Instant short-term quotes are available on our site. We often recommend these plans. However there are drawbacks:

COBRA should not be terminated early if you have a significant pre-existing condition

If you have a major preexisting condition, there may be benefits to keeping your COBRA plan. However, if you qualify medically, an individual health insurance plan with a company like Aetna, Anthem Blue Cross or Connecticare will probably be a better option for you.

COBRA questions I've been asked

How does COBRA pay claims?

COBRA benefits are paid the same way as your group health insurance. It is simply a continuation of your group insurance plan. 

Is COBRA health insurrance tax deductible?

COBRA has the same tax status as any group health insurance.

BBB - Better Business Bureau - Accredited Business Seal

Connecticut Health insurance is specialty. Requests for most other insurance quotes will be referred to other brokers or agents who have joined our insurance affiliate program.

© February 9, 2009 LLC. - Find the best Health insurance in Connecticut


Aetna, Blue Cross Blue Shield, Connecticare, Tonik and more
Returning Users

Insurance Questions?

View applications for all Connecticut individual health insurance companies

Call us as late as 9:00 PM.

View Provider Lists for all Connecticut individual medical insurance companies

Connecticut Individual Health Insurance Brokers

CT Medical coverage is the specialty of our father and son private healthcare insurance agency.

Alston and Joel Balkcom

Health Insurance Blog

I write a blog about Medical Insurance/a> can give you more information about us as well as helpful information and reviews. I've written COBRA and other subjects that should be useful whether or not you decide to become a client of ours.

Alston Balkcom

Valid XHTML 1.0 Strict